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Independent writing on the mortgage decisions Canadians actually face. Real advice from a broker built on referrals, not scripts.

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Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying post image
By Alan Gilman
Jul 26, 2026

Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying

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How Dual Citizens Can Claim RESP Tax Benefits Without Form 3520 Reporting post image
By Alan Gilman
Sep 21, 2026

How Dual Citizens Can Claim RESP Tax Benefits Without Form 3520 Reporting

Bond Markets Are Pricing In Recovery, Not the 1970s Replay Already Underway post image
By Alan Gilman
Sep 21, 2026

Bond Markets Are Pricing In Recovery, Not the 1970s Replay Already Underway

Why Fortress Tells Private Credit Lenders to Stop Chasing AI Data Centre Deals post image
By Alan Gilman
Sep 21, 2026

Why Fortress Tells Private Credit Lenders to Stop Chasing AI Data Centre Deals

Canada's Tax Code Punishes Work and Rewards Wealth Hoarding: Four Reforms That Would Actually Fix It post image
By Alan Gilman
Sep 20, 2026

Canada's Tax Code Punishes Work and Rewards Wealth Hoarding: Four Reforms That Would Actually Fix It

Defense Stocks Slide as Investors Price In Midterm Funding Gridlock post image
By Alan Gilman
Sep 20, 2026

Defense Stocks Slide as Investors Price In Midterm Funding Gridlock

Why the Federal Productivity Tax Write-Off Points to Five Bank Stocks post image
By Alan Gilman
Sep 20, 2026

Why the Federal Productivity Tax Write-Off Points to Five Bank Stocks

Why Canadian Rates May Rise Even After the Fed Just Hiked post image
By Alan Gilman
Sep 20, 2026

Why Canadian Rates May Rise Even After the Fed Just Hiked

Every S&P 500 Sector Posts AI-Driven Earnings Growth for the First Time Since 2021 post image
By Alan Gilman
Sep 20, 2026

Every S&P 500 Sector Posts AI-Driven Earnings Growth for the First Time Since 2021

Variable Mortgage Rates in Canada Now Trail Fixed by Up to 90 Basis Points post image
By Alan Gilman
Sep 19, 2026

Variable Mortgage Rates in Canada Now Trail Fixed by Up to 90 Basis Points

Ed Yardeni Lowers S&P 500 Target as Downturn Risk Finally Breaks Through post image
By Alan Gilman
Sep 19, 2026

Ed Yardeni Lowers S&P 500 Target as Downturn Risk Finally Breaks Through

Five Small-Cap Stocks That Turned $10,000 Into Six Figures post image
By Alan Gilman
Sep 19, 2026

Five Small-Cap Stocks That Turned $10,000 Into Six Figures

EI's 55% replacement rate now explicitly ties to insurable earnings, not gross pay—the $68,900 cap you need to know post image
By Alan Gilman
Sep 19, 2026

EI's 55% replacement rate now explicitly ties to insurable earnings, not gross pay—the $68,900 cap you need to know

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Canadian Mortgage Products icon

Mortgage advice built on real conversations, not sales scripts.

Featured Posts

Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying post image
By Alan Gilman
Jul 26, 2026

Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying

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Subscribe to New Posts Independent writing on the mortgage decisions Canadians actually face. Real advice from a broker built on referrals, not scripts. Subscribe (Free)
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