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Independent writing on the mortgage decisions Canadians actually face. Real advice from a broker built on referrals, not scripts.

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Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying post image
By Alan Gilman
Jul 26, 2026

Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying

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Canada Already Lost Its Digital Sovereignty, The Moneris Sale Just Made It Obvious post image
By Alan Gilman
Aug 14, 2026

Canada Already Lost Its Digital Sovereignty, The Moneris Sale Just Made It Obvious

Semi-Detached Sales Drop 6% as Toronto Listings Tighten: What July's Numbers Mean for Buyers post image
By Alan Gilman
Aug 13, 2026

Semi-Detached Sales Drop 6% as Toronto Listings Tighten: What July's Numbers Mean for Buyers

Manulife's $28.7 billion mortgage book grew 12% while defaults stayed under 0.2% post image
By Alan Gilman
Aug 13, 2026

Manulife's $28.7 billion mortgage book grew 12% while defaults stayed under 0.2%

How Trump's AI Border Tool Could Reshape the Rules of Tariff Enforcement post image
By Alan Gilman
Aug 13, 2026

How Trump's AI Border Tool Could Reshape the Rules of Tariff Enforcement

When a Parent Gives $800,000 to One Child, Can the Others Challenge It? post image
By Alan Gilman
Aug 12, 2026

When a Parent Gives $800,000 to One Child, Can the Others Challenge It?

37,000 Canadians Filed for Insolvency Last Quarter. Here's How to Avoid Being Next. post image
By Alan Gilman
Aug 12, 2026

37,000 Canadians Filed for Insolvency Last Quarter. Here's How to Avoid Being Next.

Ontario's HST Rebate Drove 8,410 New-Home Sales in Q2, But Affordability Questions Linger post image
By Alan Gilman
Aug 12, 2026

Ontario's HST Rebate Drove 8,410 New-Home Sales in Q2, But Affordability Questions Linger

H&R REIT's $3.4-Billion Fire Sale Drew Buyers but Not Believers post image
By Alan Gilman
Aug 12, 2026

H&R REIT's $3.4-Billion Fire Sale Drew Buyers but Not Believers

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By Alan Gilman
Aug 11, 2026

The CRA Breach Settlement Is Paying Out Now, Here's How to Claim Yours

Evan Siddall Returns to Federal Housing Policy as Build Canada Homes Chair post image
By Alan Gilman
Aug 11, 2026

Evan Siddall Returns to Federal Housing Policy as Build Canada Homes Chair

7 Credit-Building Moves Beyond On-Time Payments That Actually Change Your Score in Canada post image
By Alan Gilman
Aug 10, 2026

7 Credit-Building Moves Beyond On-Time Payments That Actually Change Your Score in Canada

Rents Are Down 4% and Renters Still Can't Afford Housing post image
By Alan Gilman
Aug 10, 2026

Rents Are Down 4% and Renters Still Can't Afford Housing

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Mortgage advice built on real conversations, not sales scripts.

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Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying post image
By Alan Gilman
Jul 26, 2026

Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying

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Subscribe to New Posts Independent writing on the mortgage decisions Canadians actually face. Real advice from a broker built on referrals, not scripts. Subscribe (Free)
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