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Independent writing on the mortgage decisions Canadians actually face. Real advice from a broker built on referrals, not scripts.

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Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying post image
By Alan Gilman
Jul 26, 2026

Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying

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Chexy's mortgage rewards program isn't free money, it's a bet you'll pay the fee post image
By Alan Gilman
Aug 10, 2026

Chexy's mortgage rewards program isn't free money, it's a bet you'll pay the fee

7 Tax Changes in 2026 That Put More Money Back in Your Pocket post image
By Alan Gilman
Aug 10, 2026

7 Tax Changes in 2026 That Put More Money Back in Your Pocket

Canada Killed Its Shared-Equity Program. Six Replacements Beat It Anyway. post image
By Alan Gilman
Aug 9, 2026

Canada Killed Its Shared-Equity Program. Six Replacements Beat It Anyway.

Ontario Home Prices Dropped 4.6% in June While Sales Rose, How First-Time Buyers Can Use This Split post image
By Alan Gilman
Aug 9, 2026

Ontario Home Prices Dropped 4.6% in June While Sales Rose, How First-Time Buyers Can Use This Split

Why Walking Away From Your Mortgage Works in America but Destroys Canadians post image
By Alan Gilman
Aug 9, 2026

Why Walking Away From Your Mortgage Works in America but Destroys Canadians

Walking Away From Your Mortgage Doesn't Work the Same Way in Canada post image
By Alan Gilman
Aug 9, 2026

Walking Away From Your Mortgage Doesn't Work the Same Way in Canada

Canada's 75,100 New Jobs Look Strong Until You Check Who's Actually Hiring post image
By Alan Gilman
Aug 9, 2026

Canada's 75,100 New Jobs Look Strong Until You Check Who's Actually Hiring

OSFI Just Made Buying Your Second Property Harder, And Accidentally Cleared the Path for First-Time Buyers post image
By Alan Gilman
Aug 8, 2026

OSFI Just Made Buying Your Second Property Harder, And Accidentally Cleared the Path for First-Time Buyers

Ontario's $130,000 HST Rebate Expires March 2027: The 8-Month Window to Stack $180,000 in First-Time Buyer Savings post image
By Alan Gilman
Aug 8, 2026

Ontario's $130,000 HST Rebate Expires March 2027: The 8-Month Window to Stack $180,000 in First-Time Buyer Savings

De la Espriella's Colombia Gamble: Why a Crime Crackdown Could Spark Instability, Not Solve It post image
By Alan Gilman
Aug 8, 2026

De la Espriella's Colombia Gamble: Why a Crime Crackdown Could Spark Instability, Not Solve It

De la Espriella's Colombia Gamble: Can a Crime Crackdown Save a Sinking Economy? post image
By Alan Gilman
Aug 8, 2026

De la Espriella's Colombia Gamble: Can a Crime Crackdown Save a Sinking Economy?

Can You Qualify as a First-Time Buyer After Owning Property? 4 Overlooked Scenarios in Ontario post image
By Alan Gilman
Aug 8, 2026

Can You Qualify as a First-Time Buyer After Owning Property? 4 Overlooked Scenarios in Ontario

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Mortgage advice built on real conversations, not sales scripts.

Featured Posts

Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying post image
By Alan Gilman
Jul 26, 2026

Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying

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Subscribe to New Posts Independent writing on the mortgage decisions Canadians actually face. Real advice from a broker built on referrals, not scripts. Subscribe (Free)
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