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Independent writing on the mortgage decisions Canadians actually face. Real advice from a broker built on referrals, not scripts.

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Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying post image
By Alan Gilman
Jul 26, 2026

Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying

Featured post
FP Canada's 70% first-time pass rates validate the certification path for aspiring planners post image
By Alan Gilman
Jul 28, 2026

FP Canada's 70% first-time pass rates validate the certification path for aspiring planners

Canadians Feel Better About the Economy, but the Numbers Tell a Different Story post image
By Alan Gilman
Jul 28, 2026

Canadians Feel Better About the Economy, but the Numbers Tell a Different Story

Rate Hold Math: When a 120-Day Lock Pays Off Before the September 2 BoC Decision post image
By Alan Gilman
Jul 27, 2026

Rate Hold Math: When a 120-Day Lock Pays Off Before the September 2 BoC Decision

Trump's Tariff Threats Are Political Theater. Canada Should Treat Them That Way. post image
By Alan Gilman
Jul 27, 2026

Trump's Tariff Threats Are Political Theater. Canada Should Treat Them That Way.

At $80,000 Income in Ontario, Your $8,000 FHSA Contribution Returns $2,480 Cash, Here's How to Use It post image
By Alan Gilman
Jul 27, 2026

At $80,000 Income in Ontario, Your $8,000 FHSA Contribution Returns $2,480 Cash, Here's How to Use It

Mortgage Brokers Now Close Half of All First-Time Buyer Deals in Canada post image
By Alan Gilman
Jul 27, 2026

Mortgage Brokers Now Close Half of All First-Time Buyer Deals in Canada

How Ontario First-Time Buyers Can Combine Six Programs to Save $130,000 on a New Build in 2026 post image
By Alan Gilman
Jul 27, 2026

How Ontario First-Time Buyers Can Combine Six Programs to Save $130,000 on a New Build in 2026

Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying post image
By Alan Gilman
Jul 26, 2026

Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying

Featured post
4 Ways to Cut a $600 Monthly Spike Before Your 2026 Mortgage Renewal Hits post image
By Alan Gilman
Jul 26, 2026

4 Ways to Cut a $600 Monthly Spike Before Your 2026 Mortgage Renewal Hits

7 cross-border tax traps Americans hit when buying Canadian property post image
By Alan Gilman
Jul 26, 2026

7 cross-border tax traps Americans hit when buying Canadian property

Toronto Penthouses Sell in 17 Days While Condos Below Sit for Months post image
By Alan Gilman
Jul 26, 2026

Toronto Penthouses Sell in 17 Days While Condos Below Sit for Months

Capital Group enters Canadian ETF market with active equity trio: What advisors need to know post image
By Alan Gilman
Jul 26, 2026

Capital Group enters Canadian ETF market with active equity trio: What advisors need to know

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Mortgage advice built on real conversations, not sales scripts.

Featured Posts

Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying post image
By Alan Gilman
Jul 26, 2026

Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying

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Subscribe to New Posts Independent writing on the mortgage decisions Canadians actually face. Real advice from a broker built on referrals, not scripts. Subscribe (Free)
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