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Independent writing on the mortgage decisions Canadians actually face. Real advice from a broker built on referrals, not scripts.

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Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying post image
By Alan Gilman
Jul 26, 2026

Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying

Featured post
The Income Tax Act Is 1,400 Pages, but Your Mortgage Strategy Lives on 12 post image
By Alan Gilman
Aug 23, 2026

The Income Tax Act Is 1,400 Pages, but Your Mortgage Strategy Lives on 12

Refinancing Twice Beats Waiting for One Perfect Rate post image
By Alan Gilman
Aug 22, 2026

Refinancing Twice Beats Waiting for One Perfect Rate

Waiting Until You're Desperate Makes a Reverse Mortgage Far More Expensive post image
By Alan Gilman
Aug 21, 2026

Waiting Until You're Desperate Makes a Reverse Mortgage Far More Expensive

Your Reverse Mortgage Isn't Costing You Anything Because Your Children Are Paying For It post image
By Alan Gilman
Aug 20, 2026

Your Reverse Mortgage Isn't Costing You Anything Because Your Children Are Paying For It

# Reverse Mortgages Rarely Beat Doing the Math on a HELOC in Ottawa post image
By Alan Gilman
Aug 20, 2026

# Reverse Mortgages Rarely Beat Doing the Math on a HELOC in Ottawa

Why Ottawa's 'Gradual' Tax Reform Will Cost You More Than Waiting Ever Did post image
By Alan Gilman
Aug 19, 2026

Why Ottawa's 'Gradual' Tax Reform Will Cost You More Than Waiting Ever Did

Ten Straight Quarters of 'Affordability Gains' Ignore What Really Keeps Buyers Out post image
By Alan Gilman
Aug 18, 2026

Ten Straight Quarters of 'Affordability Gains' Ignore What Really Keeps Buyers Out

Washington demands Canada drop counter-tariffs or face escalation post image
By Alan Gilman
Aug 17, 2026

Washington demands Canada drop counter-tariffs or face escalation

The Seven Issues Blocking a Canada-U.S. Trade Deal Before 50% Tariffs Hit post image
By Alan Gilman
Aug 16, 2026

The Seven Issues Blocking a Canada-U.S. Trade Deal Before 50% Tariffs Hit

7 Habits Credit Canada Counsellors See in People Who Actually Eliminate Debt post image
By Alan Gilman
Aug 14, 2026

7 Habits Credit Canada Counsellors See in People Who Actually Eliminate Debt

Institutional money is backing farm lenders that banks won't touch post image
By Alan Gilman
Aug 14, 2026

Institutional money is backing farm lenders that banks won't touch

Lower Mainland dragged B.C. home sales down 6.7%, but most regions actually improved post image
By Alan Gilman
Aug 14, 2026

Lower Mainland dragged B.C. home sales down 6.7%, but most regions actually improved

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Mortgage advice built on real conversations, not sales scripts.

Featured Posts

Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying post image
By Alan Gilman
Jul 26, 2026

Why You Shouldn't Lock a Fixed Rate Until You Understand What the BoC Isn't Saying

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Subscribe to New Posts Independent writing on the mortgage decisions Canadians actually face. Real advice from a broker built on referrals, not scripts. Subscribe (Free)
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Independent writing on the mortgage decisions Canadians actually face. Real advice from a broker built on referrals, not scripts.

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